staceyb225 Wrote:
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> Be careful doing their insurance telephone shops.
> I had been doing them because they are quick and
> easy and did not require you to give a lot of
> information to the company in an attempt to get a
> quote. They just changed the instructions and now
> require youto give your driver's license number.
> I did not think that was too bad until the agent
> on my last call disclosed that the company uses
> that information to pull your credit. They call
> it a "Soft Hit." I think Bestmark should be
> disclosing that information in the instructions
> (but they don't). The agent told me they don't
> need your ssn that the company has a way around it
> with your address, DL number and date of birth,
> all of which Bestmark tells you to give. I think
> it's wrong of them not to disclose to shoppers
> that their credit will take a hit for a $7 call.
> BEWARE!
That kind of inquiry on your credit report has no impact on your credit rating.