Initially, I took these questions as rhetorical. I can't speak for a scheduler. I can only speculate.
If a scheduler knowingly schedules for an insolvent MSC, I guess you can attach morality to anything. Maybe the scheduler has a "not my circus, not my monkeys" approach.
I know there's the argument that schedulers shouldn't continue to schedule for those MSCs. That's valid.
However, if the scheduler was an employee and had direct control of operations and disbursement of funds, I believe that's even worse.