@MsJudi wrote:

I've done a few CC ones. The first one when they were new paid $75 and I was stunned at how easy the report was for the fee. I've never seen them pay that much since then, but I just took one for $50. I don't find it too hard to back out. I just say I want to pay down my balance on other cards before I get a credit check and apply, or I want to check out the Chase CC's first. The report is easy as pie. The problem is it can take a long time in the bank if the banker is chatty about it all.

@sandyf wrote:

Yes, the time is the issue for me on these in person shops with or without an appt. It is also true of cell phone shops and others. I have no idea what happens in smaller cities or rural area places but here if one person calls in sick for the day it could put all the appts off by a long time. I did one a few months ago where you had an appt to ask questions about a new acct. My banker was the only one in the branch aside from one teller. I had to wait another 45 minutes past my appt time to even sit down with him. But even when fully staffed the person before you could go over time leading to a long wait in the lobby. Time is money so a well paying mystery shop turned into a not so well paying mystery shop.
Likewise I have gone into cell phone stores on my own time and had to wait forever to speak with someone.

@MsJudi wrote:

I've done a few CC ones. The first one when they were new paid $75 and I was stunned at how easy the report was for the fee. I've never seen them pay that much since then, but I just took one for $50. I don't find it too hard to back out. I just say I want to pay down my balance on other cards before I get a credit check and apply, or I want to check out the Chase CC's first. The report is easy as pie. The problem is it can take a long time in the bank if the banker is chatty about it all.

@Okie wrote:

Oh my, I don't know how you guys do these complaint shops. I think I would botch these shops.

@drdoggie00 wrote:

They did away with the appointment requirement for Chase shops, which could be good or bad. Of course, what's the first thing they ask about on the shop forms? Your appointment, with pictures of either the confirmation or the scheduler showing appointments weren't available. -shakes my head-

I'd be happy if they did away with them for Wells. Gives me the option of just popping in and taking my chances.

@nellybean212 wrote:

I just did one, but I actually wanted the card and put the app through. I did think about stopping the process tho, right when you are putting in your income, can just say, on second thought, I better think about this more. Or, I just remembered I'm planning on getting a new car soon, so I better not have a credit inquiry. My awkwardness came from the fact that I had the same banker I just shopped by opening an account 2 months before and he remembered me!