Bank Jobs-Credit Checks

We've been contacted about doing a bank job as a mystery shopper but I've never done one before.
It pays well, but it involves doing a credit check on yourself at a local bank. I am not very keen to give out our S.S. # to strangers, even if it's a bank, as we have some dubious banks in our area who are not completely professional.
Is it smart to take a bank job? One of the companies was asking if we had certain bank accounts with different banks, and also asking if we had a credit card with any of those banks.
This is a new company I just joined, so they already have my Social security Number, not sure I'd want them to have my Credit Card number besides.
Anyone done these type of shops and how worthwhile were they?

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It would help if you told us the name of the company.

Aside from that, I would not do a bank shop that required a credit check. Technically, you are not allowed to pull your own credit report from a bank. So not sure what the deal is with the bank shop.

In the past, I have received notifications about applying for a cc with a cc company. But in that scenario, you don't get your credit report.

Please tell us more about this shop.

I have seen this job and it is not with a company that I have worked with much. I have concerns about the bank pulling my credit report to have a conversation with me since I don't know whether that would count as a "hit" or not. When I pull my own credit to check it, it does not count as a "hit", but this job sounded like the bank was pulling it as a 'service'. I was pretty uncomfortable with that.

In general there are two companies that I am willing to go to the wall for on bank or credit shops. They are Mintel and Harland Clarke. From my relationship with them over the years I am comfortable that if a shop went awry they would be there to help clean up the mess. Otherwise I am pleased to do inquiry shops with banks where an alias can be used or where I am doing normal customer transactions/inquiries on my existing accounts. Financial matters including credit are too important to just hang out there with folks you have not developed a good reason to trust.

I received a similiar officer. You have a bank pull a credit check and then discuss it with a banker. It was two visits.

I declined because I had not done work with this company before. However, if it was with one of the regular companies I work with, I would do it.

On the "saving grace" side of this shop. It is to be a bank where you already have account(s), so in a real sense they already have your info.

The company doing them is a known company I have worked with in the past but my sense is they took the wrong turn in the road when they took on a particular client's work, so I have not worked with them in several years.

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Bank Jobs-Credit Checks

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