myles,
Congratulations! You are off to a roaring good start! Learning early to plan one day (or part-day) routes is absolutely the first serious step to ramp up MS earnings fast. The trick may be when it comes to "rotation" requirements for return visits to the same sites. For banks, this may be 3 to 12 months or more. So, you are absolutely right to start diversifying early!
My advice would be to set aside a good portion of those earl fees to use as "working capital" so that you are prepared to fund some shops that do require cash outlays that will be reimbursed. A good place to start would be with parking garage/lot shops. Since those will provide fees and reimbursements for up to about 1 hour of city parking, you can use them to support shops that can be done nearby during that waiting period. Those might include a lunch shop (modest fee, but a reimbursed meal helps keep you going during 4-5 hours of shops.) Some retail shops may also be combined with the garage shops. And, cell phone shops are a nice idea, since there is no cash outlay.
Next, I suggest trying written apartment shops. These will pay between about $35 and $50. They are a good way to decide whether or not you want to try video apartment shops. Also, non-video new home shops are a good prep for moving on to video new home shops. Some shoppers do well with routes of convenience store/gas station shops.
Also, don't forget the value of shops that will reimburse your oil changes, tire rotation, hair cuts, groceries, dry cleaning, etc. If you find a shop at your preferred grocery store, even a modest fee or reimbursement is a sort of bonus, and you can, of course, write off the travel to and from your grocery shopping when you are doing an assignment.
I hope you also have some fun at this! Please keep us up to date on your progress.
Based in MD, near DC
Shopping from the Carolinas to New York
Have video cam; will travel
Poor customer service? Don't get mad; get video.