PayPal Question

I never used PayPal before, but I created one since many companies pay you through it. So I noticed you have to link a bank account or credit/debit card. I currently do not have access to either of these, but I will in the near future.

My question is, do I have to link a bank account or credit/debit card in order to receive money on the account?

If I understand it correctly, if I don't have a bank account or credit/debit card linked I can not retrieve it, but will the companies still be able to send it to my PayPal? I don't have an urgent need to have access to the money, just as long as it can go to my account, I will have no issues. I will eventually link a bank account, credit/debit card to it.

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If you call PayPal they are very receptive and have an excellent customer service department. They can answer all of your questions. I have had my PayPal account for so long I forget and trying to read through the information is tedious. I always just call.

O.o o.O

Happily shopping New England and beyond!!!!!
If you look through the site I believe you have the opportunity to get a PayPal credit card that will pull from the account or a debit card that you can use in an ATM for a fee. I believe for a fee they can also send you a check. But definitely the easiest way is to link a checking or savings account and just have the money transferred.

Make one of your first shops a bank shop that requires you to open a bank account and then link up your PayPal to that. There are even some bank shops out there that will reimburse you your initial deposit to open them. Now THAT is a sweet shop, especially when the opening deposit is a substantial chunk of $$.
I have an account linked to my paypal and I was able to get a paypal business debit card for free. The only drawback to it is that paypal charges a $1.00 atm transaction fee.

Arguing with fools is like playing chess with a pigeon...
...No matter how good you are, the pigeon will s@^t on the board and strut around like it won anyway.

Not scheduling for ANY company.
If you go to your grocery store, department store and pharmacy stores and pay with the PayPal debit you are able to withdraw money and there is no charge.

So if you buy some stuff at WalMart and pay with debit at the register, you can opt for "cash back" for no charge.

O.o o.O

Happily shopping New England and beyond!!!!!
I opened up a mystery account specifically for monies received from the MSC's and paypal. I had to get a 'limit' lifted. I had to use my credit card number. I think the limit was $500 a month withdrawal from paypal. Something like that. Now, I can withdraw what I want. smiling smiley
You can request a paper check from Paypal. There is a $1.50 fee for this. And there is a limit of $500 a month. If you link to a bank account, the transfer is free and there is no limit.

Listen to Flash's advice....shop a bank, get paid to shop that bank and to open an account, and link paypal to it.
I was in the same boat. When I received the Paypal debit MasterCard I decided to go with that. It's like an Internet checking account which most banks offer. It is $4..95 a month, charges for reloading via an ATM. If you have not already received an offer in the mail, you can apply via your PayPal account.

Chase has the Liquidity Card for about the same price.

Regarding reestablishing checking and savings, you can do so if you pay off any balances that came from overdrawing your account and the bank paying for it. Even if your credit rating is in the tank, financial institutions will open an account for you.

Good luck.

Do not read so much, look about you and think of what you see there.
Richard Feynman-- letter to Ashok Arora, 4 January 1967, published in Perfectly Reasonable Deviations from the Beaten Track (2005) p. 230
Whoa. (sound of brakes screeching) You get charged $4.95/mo. for your debit card?

(heart)

I intend to live forever. So far, so good.
whosear,
You are being ripped off, big time!

Based in MD, near DC
Shopping from the Carolinas to New York
Have video cam; will travel

Poor customer service? Don't get mad; get video.
It is what I started to use to get reestablished. It was a prepaid card. Then I took care of what I owed my bank and reestablished with them.

One advantage with a Paypal prepaid debit card is that I transferred my funds immediately instead of the usual delay.

Do not read so much, look about you and think of what you see there.
Richard Feynman-- letter to Ashok Arora, 4 January 1967, published in Perfectly Reasonable Deviations from the Beaten Track (2005) p. 230
Also, with the Paypal debit card, for the companies that pay direct deposit only, you can have them pay the debit card.

Shopping across Indiana but mostly around Indianapolis.
Flash Wrote:
-------------------------------------------------------
> Make one of your first shops a bank shop that
> requires you to open a bank account and then link
> up your PayPal to that. There are even some bank
> shops out there that will reimburse you your
> initial deposit to open them. Now THAT is a sweet
> shop, especially when the opening deposit is a
> substantial chunk of $$.

The only problem is that usually you need a paper check and/or cash over a certain amount to open the account. You usually can't just open it with a deposit from the Paypal balance as the account doesn't yet exist.
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